Tag Archives: Debt

You Paid Off Your Debt, Now What?


So, you spent the last year or 2 working hard, watching every penny and you’ve paid off your debt. It’s been a long slog, but you did it!!! You should be tremendously proud of yourself for this accomplishment cause now you’re well on your way to financial freedom. For some, that may have been their goal, and that’s great.  That alone is reason enough to do it.  Think of the pressures of debt being lifted of your […]

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Lending Loop Review

Lending Loop

I don’t work for or receive anything from Lending Loop. I just really like their platform and think they are a solid company, so I want to promote them. Any time you see Lending Loop (referral link), it is, as you can imagine, a referral link. If you us the link and lend a total of $1,500 then we each get $25 added to our accounts. Quick Overview I’ve been using Lending Loop as part of my […]

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Using Money Wisely

Personal Finance

Today’s post is my take on using money wisely. In today’s economic climate it seems that fiscal responsibility has been thrown to the wayside.  Cheap credit for everyone, decent paying jobs and the instant gratification mentality really seems to have put us all in a very precarious position.  Couple this with peoples’ lack of desire to learn about finances (as boring as it may seem) and even governmental policies (waaaaay more boring even)…and now we have a […]

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10 Ways To Reduce Your Monthly Expenses


In this day and age, it seems that prices are always inching there way up but our incomes are never keeping in step.  If we’re not careful we can easily find ourselves in the red by the end of the year and not really understanding why.  You may not be able to get any extra income right now, but here are some ways to reduce your monthly expenses. After oil prices hit there low a couple of […]

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Finding Debt Relief

Unfortunately your bad credit is probably keeping you from getting an unsecured credit card. These are cards that are for people with non-damaged credit, simply for the fact that the credit card companies feel as though they can be trusted. Don’t beat yourself up over this however, because the past is the past and one day soon you will be able to qualify for such a card. Before even thinking about applying for anymore credit cards, then […]

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How Do I Know If I Am A Candidate For A Debt Relief Program

While specific debt relief companies have their own requirements for candidates, there are a number of fields that individuals can examine in order to determine whether or not they will likely be good candidates for such programs. To begin with, most companies require their applicants to be at least ten thousand dollars in debt, and they must also possess a deep desire to become free of debt. Many individuals who are in the military cannot be aided […]

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Credit Card Debt Relief

Credit card debt relief is what every debt-struck credit card holder is looking for. Credit card debt relief is not just about reducing or eliminating credit card debt; credit card debt relief is also about getting de-stressed. Credit card debt relief is about working for oneself and not just for the credit card debt that you have on you. Yes, it’s unfortunate but true. In fact, you can hear statements like “I have got a better job, […]

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Debt Relief And Debt Reduction

Debt relief can be provided only when there is debt reduction. There are many agencies and financial organizations, which can provide debt relief. Debt relief is in the form of lower rates of interest and refinance rates. However the debt still has to be paid the principal amount has to be paid. The period of paying the debt may get longer or you may get more time to pay the debt. In such situations of debt relief, […]

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